Effective Date: June 15, 2026
Welcome to Ridgemont Lending Group Ltd (“Ridgemont Lending Group,” “Ridgemont,” “we,” “our,” or “us”).
These Terms of Service (“Terms”) govern your access to and use of our website, including
www.ridgemontlending.com, related landing pages, online forms, communications, and services.
By accessing our website, submitting information, or communicating with us, you agree to these Terms. If
you do not agree, please do not use our website or services.
1. Our Services
Ridgemont Lending Group provides lending and mortgage brokerage-related services, including
information and support related to residential mortgages, commercial lending, construction lending, and
other financing options.
Our role may include reviewing your inquiry, gathering information, discussing financing options, assisting
with documentation, and connecting you with appropriate lending or funding sources where applicable.
2. No Guarantee of Approval
Submitting an inquiry, application, or supporting documents does not guarantee loan approval, mortgage
approval, financing approval, funding, rates, terms, or lender acceptance.
All financing options are subject to applicable lender requirements, underwriting review, credit review,
income verification, property review, documentation, market conditions, eligibility criteria, and applicable
laws or regulations.
Any rates, terms, timelines, or financing options discussed are subject to change unless confirmed in
writing by the applicable lender or financing provider.
3. User Responsibilities
By using our website or submitting information, you agree that:
- The information you provide is accurate, complete, and current
- You are authorized to submit the information provided
- You will not submit false, misleading, fraudulent, or unauthorized information
- You will provide requested documents or clarification in a timely manner when needed
- You will use our website and services only for lawful purposes
Ridgemont Lending Group may decline to respond to, process, or continue any inquiry if information appears incomplete, inaccurate, suspicious, or inconsistent with our policies or legal obligations.
4. No Legal, Tax, or Financial Advice
Information on our website or provided through our communications is for general informational purposes
only. It should not be considered legal, tax, accounting, investment, or financial planning advice.
You should consult qualified professionals regarding your legal, tax, accounting, or financial situation
before making decisions.
5. SMS/Text Messaging Terms
By providing your mobile phone number and opting in to receive SMS/text messages from Ridgemont
Lending Group Ltd, you agree that we may send you text messages related to your lending or mortgage
inquiry.
Messages may include service-related follow-ups, responses to questions, document requests, application
updates, loan or financing status updates, customer support communication, and other communications
related to your inquiry.
Message frequency may vary. Message and data rates may apply. Your mobile carrier is not liable for
delayed or undelivered messages.
You may opt out of SMS messages at any time by replying STOP. After replying STOP, you may receive a
confirmation message and will no longer receive SMS messages unless you opt in again.
For help, reply HELP or contact us directly using the contact information listed below.
Consent to receive SMS messages is not a condition of purchasing any service, submitting an inquiry, or
receiving financing consideration.
6. Marketing Communications
Where permitted by law and only with proper consent, Ridgemont Lending Group may send marketing or
promotional communications related to lending information, mortgage updates, financing options,
educational content, or company updates.
You may opt out of marketing emails through the unsubscribe link included in those emails. You may opt
out of marketing SMS messages at any time by replying STOP.
7. Privacy
Your use of our website and services is also governed by our Privacy Policy. Our Privacy Policy explains how
we collect, use, disclose, and protect personal information, including SMS consent information.
Ridgemont Lending Group Ltd does not sell, rent, or share mobile phone numbers or SMS opt-in consent
data with third parties or affiliates for their own marketing or promotional purposes.
8. Third-Party Lenders and Services
Ridgemont Lending Group may work with third-party lenders, brokers, funding sources, underwriters,
service providers, technology providers, and other business partners to help review or process inquiries.
Third-party providers may have their own terms, policies, underwriting criteria, privacy practices, fees,
timelines, and requirements. Ridgemont Lending Group is not responsible for the actions, decisions, delays,
approvals, denials, rates, terms, or policies of third-party lenders or service providers.
9. Fees and Costs
Any applicable fees, costs, broker fees, lender fees, appraisal fees, legal fees, administrative costs, or other
charges will be disclosed where required and may vary depending on the nature of the transaction, lender
requirements, and applicable agreements.
You are responsible for reviewing all documents, fee disclosures, lender terms, and agreements before
signing.
10. Website Content
The content on our website is provided for general informational purposes. We make reasonable efforts to
keep information accurate and current, but we do not guarantee that all website content is complete,
current, error-free, or applicable to your specific situation.
We may update, remove, or change website content at any time without notice.
11. Intellectual Property
All website content, branding, text, graphics, logos, images, layouts, and other materials are owned by or
licensed to Ridgemont Lending Group Ltd unless otherwise stated.
You may not copy, reproduce, distribute, modify, or use our website materials for commercial purposes
without written permission.
12. Prohibited Uses
You agree not to:
- Use our website or services for unlawful, fraudulent, or abusive purposes
- Submit false or misleading information
- Attempt to interfere with website security or functionality
- Use automated systems to scrape, copy, or access the website without permission
- Upload or transmit harmful code, malware, or disruptive material
- Misrepresent your identity or authority to submit information
13. Limitation of Liability
To the fullest extent permitted by law, Ridgemont Lending Group Ltd, its officers, employees,
representatives, partners, and service providers will not be liable for indirect, incidental, consequential,
special, punitive, or exemplary damages arising from your use of our website, services, communications, or
reliance on information provided.
Nothing in these Terms limits liability that cannot be limited under applicable law.
14. Indemnification
You agree to indemnify and hold harmless Ridgemont Lending Group Ltd and its officers, employees,
representatives, and service providers from claims, losses, damages, liabilities, costs, or expenses arising
from your misuse of our website or services, violation of these Terms, or submission of inaccurate,
unauthorized, or misleading information.
15. Governing Law
These Terms are governed by the laws of the applicable province or territory in Canada where Ridgemont
Lending Group Ltd operates, without regard to conflict of law principles.
If Ridgemont Lending Group Ltd is registered or licensed in a specific province, replace this section with the
correct governing jurisdiction before publishing.
16. Changes to These Terms
We may update these Terms from time to time. Updated Terms will be posted on this page with a revised
effective date. Your continued use of our website or services after changes are posted means you accept
the updated Terms.
17. Contact Information
If you have questions about these Terms, please contact us:
Ridgemont Lending Group Ltd
Website: www.ridgemontlending.com
Email: [email protected]
Phone: 604-518-3593